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Welcome to this stunning waterfront home, a true hidden gem offering luxurious living with modern conveniences. Not only does this property boast breathtaking water views, but it also comes with incredibly low homeowner's insurance at just $1,745.00 a year and flood insurance for ONLY $511.00 a year! The large outdoor entertaining space provides beautiful water views, complemented by a privacy-fenced backyard. Inside, enjoy upgraded KitchenAid appliances (2024), granite countertops, and wood floors throughout. Water views can be seen from the living room, kitchen, all four bedrooms, and the upstairs master bath. Each bedroom features custom closets by Inspired Closets from Mobile. This home includes a coffee bar, drink/wine refrigerator, and a spacious custom tiled shower in the upstairs master bath. It also boasts custom lighting, a natural gas range, Toro Zoysia grass in the front yard, and a Rain Bird irrigation system controllable via your phone. A comprehensive home automation system allows control of thermostats, the front door lock, lights, accent lighting, ceiling fan, and security cameras from your phone. The property is professionally landscaped by Abbott's Greenhouse in Foley and includes a fountain that conveys with the home. Additional highlights include custom Roman shades, decks off the living room and upstairs master, shiplap accents, and gold fortification for insurance savings. The home is close to grocery stores, dining, a golf course, beaches, and shopping, and features a waterfront pool, kayak launch, and dock. Enjoy modern living with a mesh Wi-Fi system, zoned HVAC, and top-of-the-line Speed Queen washer and dryer in this beautiful, serene setting. Call for your showing today! Buyer to verify all information during due diligence.